Mr561,
I can only speak for myself. I am not rich at all. I guess Meridian attracts a number of customers. One side the rich who want the best and don't care about the money. The other side are people who save up for a long time to buy equipment.
Isn't there a macdonalds factor (cost of a big mac) We could make a 861 factor. I earn before taxes 4 861's a year. That is about 2,5 861's after taxes. (numbers of a basic 861 taken - without extra cards)
But it helps to look around for some good deals. You might be suprised what kind of nice deals you can find when you are patient.
Jaco