Haha, yeah that is a bit of a contradiction.

What I meant to say really was, if you are thinking of doing things over the next 5 years or so which will need some lending, get it in place now. Even if you were thinking of remortgaging next year, or if you have work to be done on your roof that you might have taken a short term loan out on and were planning on it next summer, get any essential borrowing in place as soon as you can and on a fixed rate.

But, having said that, if you are in a lucky position where maybe you have some money and were thinking about a holiday home, or maybe a place abroad, I would suggest use it for now at least, to get any existing essential borrowing, like mortgage, down to as small a debt as possible.

The whole thing with governments now allowing lenders to come in if you miss payments and then rent your house out again, which was never allowed until 2020, always had to be put back onto an open market to stop asset grabs, means you want to have as small a mortgage as possible. We are seeing it stateside where owners are missing 3 months due to Covid and Blackrock are coming in and buying their homes through the lender from them, and then renting them back.

They are paying top whack for them too. $400k home Blackrock have been paying the home owner $500k. Then charging them $1500 month rent. To be honest if you are at the point where you have no income and you think you are going to lose your home and someone comes in and says "I'll buy your house valued at $400k for $500k, pay off your mortgage of $300k leaving you with $200k in the bank and then charge you $18000 a year rent?" Folks have been jumping at it. Stay in your home, 7 years of rent covered and £90k in the bank takes a lot of worry away. Many will convince themselves they will be back on their feet in a year or two and can start over, and that may be the case, I expect many more will get 4 years in and that money will be gone.

Blackrock, who owns pretty much the world, becomes one of the biggest residential landlords on the planet.

Restrictions are coming in across the G7 nations for landlords making it more and more difficult for smaller landlords, those who own a couple or even 10 properties, unless you have huge amounts of excess cash and don't care about true returns for 10 years or more. Many of the restrictions are once again hidden in Green agenda policies of course, but it is a slow squeeze of every single industry at the moment. Smaller businesses get pushed out and the corps come in.


Same with the food industry, globally there has been a push for farming to use chemical fertilisers for the last 40 years (look who owns all the fertiliser companies!) and so the whole world has moved to them, and now all of a sudden these are being banned?
This is not a case of crops will not have as good a yield without them, these crops have been genetically modified for the last 40 years, without them they simply don't grow! They are now as essential as water or oxygen.
But the WEF have agreed with leaders of certain countries that these fertilisers would be banned, Sri Lanka first, Netherlands second, then Canada to come followed by France. Then who knows who is next? Italy was signed up through Draghi, but I expect him to resign in today, too many people have had enough of him, so that may change things.

But slowly these new rules are being put in place. Sri Lanka has collapsed, the farmers in the Netherlands are not standing for it though, and they are not stupid. They are being told that they will have do something else, that if their crop fails the WEF and its associates will buy their land, their farms from them, but why should they suddenly have to sell their farms that they have run for years, and run under the rules set by the EU, NATO and the WEF, rules that are now being turned around overnight?
It is a land grab, plain and simple.
And I can assure you, once these farmers are gone there is no way these massive corporations who are buying them up will not start production themselves.

You have Bill Gates buying up Farmland around the globe, now the largest land owner in the US, he is also signing up to take over cattle farming in the UK through, where he is "going to revolutionise it through vaccination and genetics programmes."
Yeah? Why don't you just [censored] off playing god you sociopathic creep?
James Dyson is quietly buying up land in the UK too, now owns more land than the Queen.

These same people are the ones pushing for digital IDs, universal basic income, transhumanism, eugenics, internet of things and internet of bodies, lab grown meats, protein through insect farming all run buy a selected handful of corporations who only have your best interests at heart! Yet those same companies are the same companies that are causing the most pollution, ripping down the most forrests, have children going down mines so we can all have an electric car or buy the latest iPhone and we are to believe this is all being done so we can have a fairer, society that owns nothing at all and rents everything and is happier than it ever was?
Well someone owns it all! grin



The problem with these massive funds, like Blackrock, is the power the wield. With Mr. Finks ESG rating, which rates a company from 1-99 based on how green they are, how woke they are, and that rating basically tells people if it is worth investing with them, they basically control the market.
You should not have a fund who has the biggest shares in the biggest corporations in the world giving a rating which affects their value.

Netflix was a good example. Netflix had an ESG rating of 98. Dave Chapelle brought out some video which offended a lot of people, in the States mainly, Blackrock dropped they ESG rating to 2.5 and told them they need to stop making edgy stuff, enough of the Narcos, enough of the Breaking Bads, Blackrock and Vanguard now own a huge chunk of you and this is not the type of material we want, they want material that pushes LGBTQ+, they want material that piushes straight white male is evil.
Netlix shares start falling badly due to their ESG risk going so high, investors know the ESG score dictates whether a company succeeds or fails. Slowly they have been making some very woke material, "He's having a Baby" etc. etc. ESG rating is recovering, but subscribers are ditching the channel, big time.

Netflix has now announced that they are ditching the woke agenda and just going to make decent shows again, if it covers minority subjects great, but only if it is a good show, not just to push a narrative.

But it is probably too late, they are haemorrhaging subscribers, and new shows will take another year or so to arrive. They are becoming so broke they now can't afford to make the shows, and they are talking about having to put commercials in their shows, which was what people liked about Netflix, no commercials and binge a show.

The thing is, when you are Blackrock even though you are the largest share holder none of this matters, they simply short the company and make even more money from its demise.

And that is where we are at with everything, arseholes willing to throw everyone under the buss to make a buck. Always has been, but those who did it before did it under the radar, the big difference now is nearly everyone who is running the countries around the world are bought into whole thing, they are where they are today because of these people. We don't have man trying to kick back against this system, someone to Rage Against The Machine, anymore. And those few who are are classed as right wing evil bastards that are anti gay, anti trans, anti black, anti white, climate change denying conspiracy theorists. Which is a fabulous way to control anyone trying to stop you from, well, taking over the world.

Blackrock who funds the Associated Media and the Trusted Media, which supply the world media with their news to pass on to us, they then own every major channel we get our info from in the west. 17000 media outlets world wide, including Sky, NBC, CNN, Fox, MSNBC, all the papers, they own Twitter, facebook, Instagram, they own everything. They pretend there is some left of right bias, but the reality is is just a skew of the truth anyway. Facebook etc. is a pure propaganda channel, what you see is highly censored, if it doesn't fit their narrative it is removed or hidden from anyone but yourself and maybe 5 or 6 other people that you are friends with. Same with Twitter. And this is along with the extremely biased msm is where we all find out what is happening on the world.
The TV reporters don't even realise what they are reading out is a skew of the truth, and even worse is just how tribal it is all getting, pick a f*king team and hate everyone else!

Life is not like that, I go for dinner with friends, tories or labour or even green ;), democrat or republican, I have been in the fashion industry since the late 80's and most are gay or trans or whatever, we never even considered it until about 5 years ago, we all have a few drinks and a laugh. But get back on facebook or twitter and turn on the TV and apparently the world is tearing itself apart. NO! It is not!
People are good people, they are not racist, they are not anti anything, what we are is a bit tribal, and what we like is what we know. There is a big difference. Forcing people to do something is where things start to get sour.

It is a clever image portrayed by the media, by them to cause tension, because when there is tension, when there is fear, people are obedient and want someone to come in to protect them from the nasty world. We saw that with Covid. You can take away the civil liberties we have fought for for centuries as long as you promise you are keeping me safe.


Larry Fink and Blackrock have a lot to answer for. I think history will not look back on them fondly at all. You can not have one corporation hold so much power over what happens to us all, they definitely run the corporations, he media and when you run that you control the governments too, and that is not a good thing.

Look at who Blackrock owns, then look at who has shares in Blackrock, it is one big circle of the wealthiest people on the planet. We don't really stand a chance to do anything other than what they want us to do.


This video which came out originally in early 2021 covers it quite nicely. It also cover Covid in a way many will not want to hear, but it is worth watching for the details on Blackrock, Vanguard, State Street, Berkshire Hathaway etc.

I think it has always been the same, the big problem now is just how much they have infiltrated the main stream media and social media.
When my friends come over from India they are always amazed at just how biased UK, EU and US media is, they say we never ever see what is really going on in the world. Like proper propaganda pushed down our throats, and yet we all think we have this wonderful, open, non biased media. grin

Anyway, I went off on a bit of a ramble, but it is all intertwined, and if you mention something that has to be expended on to make sense. and what is happening financially at the moment is more the collapse of the US as the superpower and the dollar as the reserve currency and the massive fight to hold onto that power, or make sure it transfers to the "right people" and not let China or Russia get it, and the levels they will go to to hold onto it.


We have not even started on China, the collapse of their economy, the millions of homes they are building with no one to live in them, or what is really happening in Ukraine. But that would be a discussion over beers and in person I feel. Haha.


Right, I need a double espresso, and maybe a cognac in it! laugh

No Darling, I've had it months!