Meridian Unplugged - Powered by MrTechGuy.co.uk Forums Discussion Off Topic Hifi Insurance

Hi all

I am in the process of buying home contents insurance, and was just wondering if anyone could recommend an insurance company that would cover Meridian gear? Anyone had positive/negative experiences with the various insurance companies out there, or else anyone get a good deal?

Thanks for any info

Brian

I found that Hiscox was the only company which would entertain insuring hifi worth over �2000, but it was really expensive. I eventually contacted them on the recommendation of other HHs.

Cheers

George

Hi Brian

I use Hiscox who are specialists in insuring higher value properties and contents. Unlike my previous insurers you don't have to individually specify items over �1000 just a total for all and they don't ask for professional valuations its up to you to keep the total updated as and when. I nearly had cause to make a claim some years ago for a lost pendant and all they required was a police incident no. for the reported loss and they would pay immediately. As it happened my wife found the pendant before payment was made but I have to give them full marks for their handling of the incident and it does give me confidence should I ever need to make a claim again

Hope that helps

Rod

Hi George


Just seen your comments vis a vis Hiscox. You do surprise me stating that they are really expensive as I found them to be more than reasonable. When I changed insurers about 6 years ago Hiscox quote was about 60% of my previous insurer and without the ridiculous conditions attached.


Rod

+1 on Hiscox. I had Pretty much the same experience as Rodders.

Cool - will check Hiscox out. Thanks for that info.

My insurance is fairly standard and with a high valuables limit for the 8ks, unlimited rebuilding cost for the house, home and contents about �550 with direct line?

There are other posts on here about insurance, have you googled the site?

I'm with direct line as well mines about �600 pa with cover for everything accidental damage and what ever else they suggested

Are you sure they will cover that tasty 861? I was with Privilige (part of Direct line) and they wouldn't touch the hifi, or the PJ; the iMac (2 y/o at that point) only just squeaked in.

I contacted several companies for quotes and every time, the sticking point was the hifi. Most of them think they are doing well allowing a couple of grand for your hifi!

Cheers

George

They covered all of it george.I called them before to check tho I will call them again tomorrow but there was a 2k limit unless specified

I'm with LV. Hi-fi comes under "Entertainment items". Standard policy is something pathetic like �500 but I've increased to �20k. No need to specify the items but you need proof of ownership.

Buildings and contents was �700 this year, no accidental damage but that includes out of the home cover for my SLR gear and we've had a burglary claim in the last year.

Duncan

They're covering my 8ks, it's on tape.