Originally Posted by MrMarbach
I am changing over from being a "buy stuff you can't afford on credit" person to a "buy stuff with money you actually have" person which is a very painful process... cry

I did that about 15 years ago now. I had loans when interest was high and now I have saving when the interest rates are low frown
But seriously I'm so glad I switched to the �saving then spend� model, it nice to not have a mill stone around ones neck.

Regards,
Carl


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