Spinaltap

The problem is that the refusal of credit by Apple is likely due to the fact that there would be no potential profit in the deal for the financing company ( I assume it to be outsourced as most companies do). They work on the basis that few will pay the loan off in the 0% interest free period and any outstanding balance remaining will trigger a high interest rate on the whole loan from the time of inception. Given your track record the whole loan would likely be repaid within the interest free period hence a lot of work for no reward

At least as a financier that is how I would view it.


Rod

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