Slightly off-topic, but here's my UK experience.
We had some stuff stolen about 6 months ago. They took the TV, Blu-ray and some bits but skipped the Meridian (fools).
We have new-for-old insurance. The insurance company preferred to replace the items through their suppliers rather than hand over cash. Where the items still existed they replaced them exactly (or did when challenged anyway). A few things they gave cash for where they couldn't source or were low value and they didn't want the hassle.
The problems were with a cheap PC monitor where I hadn't kept the receipt or manual as proof of ownership. Also the TV model (Sony X series) no longer existed and they wanted to replace with something much lower down the range but with the same basic specs (Freeview, 46", etc.), we eventually negotiated a new set between the two values which I was happy with.
So if the Meridian did get stolen, neither is still in production so they might try their luck with some budget receiver. A strong case could be made for a G61R instead of the G68J, but the G55.... I can see some long argument about how it's more Bryston than Rotel.
Not that Duncan, the other one. No, not that one either. System 1: Onkyo NR-609, Kef Reference Model 1, Kef 200C, Dune D1, Sony BDP-S760, Humax FoxSat HDR System 2: Arcam A28, Spendor SA1, tweaked Asus Essence STX
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