A close friend of mine works for a large insurance company.

The golden rule [from him] is to be proactive and supply as much information as possible. Then get them to agree any valuations / replacement costs in writing esp. for high value items.

You�re being honest with them by declaring what you have up front and paying the correct premium for the cover and they should reciprocate. If they don't; go to another insurer that will.

Hope this helps,

Regards,
Carl

861v6+ID40, HD621, 8000.2, 7200HC, 7200.2, SKYQ Silver, PS3, PDP-LX6090, QNAP TS870-Pro (8*6TB), Roon, iPadAir2.
[In Reserve] C15, MD600 (2*3TB), TwinStore RM (2*2TB)