Direct Line are one of the biggest time wasters I can think of. I have never received a cheaper quote for any insurance I've bothered to enter my details for, so now I no longer bother.
Or to put it simply: wasted time still equals wasted money.

Mark
G68, baby Genelecs, Humax Foxsat, Oppo+Vanity93, Toshiba HD-A35, Pioneer CLD-925 + Meridian 519, various other random bits and bobs
Got a black G08.2 you want to sell?